Help for First Time Home Buyer's Information - Buying a Home in Minden, Gardnerville, Carson Valley, Dayton Valley, Smith Valley, Carson City or Genoa.

There are so many opportunities right now for first time home buyers, take advantage of them if you can!

First of all there is an $8,000 tax credit that you can take advantage of if you buy this year. This means you would pay $8,000 less in Federal Income Tax! 

If you can come up with 3.5% down, there are FHA loans being offered at excellent rates for first time homebuyers. 

If you are lower income and don’t have a down payment but could come up with one or two thousand  there are Affordable Housing Programs that you may qualify for.  These programs have the lowest interest rates around. 

Home prices are at the lowest we have seen in years.

Keep in mind your first home may be a little further out than you want, it may not have everything you want in your dream home but you are getting your foot in the door.  This can be the first building block in getting that perfect home you always dreamed of.  If you are flexible on the features of your house, and pay your bills on time, you can own your own home!

Showing homes is the fun part of this business; I want to make this commitment to you. I will educate you on the local market, negotiate your offers, save you time and money, so that your transaction is smooth and worry free.  What I ask for in return is that you contact me today so when someone asks you if you are working with an agent you can say yes, with Karen Forester at Century 21 Clark Properties. 

I am here to help you navigate the real estate market.  Please call me, Karen Forester, today at 775-690-3416 or email.